Traditional methods for verifying IAL3 involve on-site attended proofing sessions; however, these methods are inefficient for distributed teams and costly. They expose businesses to interview fraud risks as well as compliance bottlenecks related to NISP 800-63-4 IAL3 regulations.
TrustSwiftly provides an economically feasible method for reaching IAL3 through remote and supervised identity verification using chat, video and facial image captures with liveness detection support, to bind cryptographic evidence to digital identities thereby reducing impersonation attacks and MFA bypasses.
Verification Methods
NIST 800-63-4 outlines stringent standards for identity verification using the IAL3 system, including on-site attended proofing, rigorous evidence validation, biometric capture/processing and robust biometric capture/processing – which cannot be accomplished remotely with software alone.
Trustswiftly’s IAL3 Supervised Remote nist ial3 verification process offers a solution. Utilizing controlled, tamper-evident hardware, this supervised remote identity verification system performs a series of standardized, highly controlled, proven, and rigorous proofing steps designed to verify identity with unparalleled accuracy – eliminating presentation attacks such as silicone masks, high resolution screens and AI generated deepfakes that circumvent traditional IAL2 verification processes.
An IAL3 verification session typically starts by using Trustswiftly on any Windows, Apple, or Android device to access its no code web page and connect live with one of its agents for live IAL3 sessions via call or video chat.
Trustswiftly’s technology at the highest IAL3 level uses cryptographic NFC (Near Field Communication) document verification to authenticate state-issued ID cards or passports using digital signature verification. This process mathematically verifies their authenticity, disabling even sophisticated photoshop and deepfake techniques used by state actors; eliminating selfie or ID scan sessions altogether and permitting remote sessions or sessions with physical human guides.
Documents
IAL3 provides the highest level of identity verification. As it’s the only method that connects superior strength cryptographic evidence directly with digital identities and can help prevent impersonation attacks, it assists organizations complying with fedramp high identity proofing and GDPR nist 800-63-4 ial3 compliance standards while helping minimize impersonation attacks. Additionally, this requires in-person attendance at identity proofing and evidence validation with logs being kept to audit its traceability as well as avoid injection of counterfeit evidence; moreover it requires advanced hardware for implementation which can be costly.
One way of implementing IAL3 is using an agent on a kiosk or workstation at a physical location, with a Certified Service Provider providing the device and training sessions held for each verified person. This method is more cost-efficient than remote proofing as it reduces risks related to injection and other biometric attack methods.
TrustSwiftly’s supervised remote ID proofing solution is another way to meet IAL3 requirements, using chat, video streaming, facial recognition with liveness detection and document authentication to authenticate an individual’s claimed identity and improve operational efficiency. Businesses will benefit by reducing fraud losses, lower cyber liability insurance premiums and improving operational efficiencies while eliminating costly kiosks with more secure customer experiences – plus its FIDO Certified passwordless authentication feature makes meeting these standards even simpler!
Biometrics
Trustswiftly uses a software-based solution that adapts to each use case individually; for instance, when accessing sensitive systems or information requires higher verification levels than regular services do, an IAL3 process might be needed; otherwise an IAL2 process should suffice – thus eliminating interview fraud risk, traveling expenses and providing a compliant and scalable process across distributed teams.
Authentication is conducted via cryptographic NFC technology that reads secure chips contained within modern e-Passports and mobile driver’s licenses to mathematically verify their digital signature of state authorities and tie biometric evidence directly to an individual, thus protecting against spoofing, forgery, MFA bypass attacks and similar schemes.
An additional hardware-anchored verification method known as IAL3 employs several additional security checks, including facial recognition with liveness detection and fingerprint scanning. Together these methods prevent impersonation attacks, rooted devices and MFA bypass while eliminating errors that cause false declines. Stripe Radar routes transactions for review by Trust Swiftly without interrupting payments flow or increasing fraud disputes; using Trust Swiftly’s solution ensures verifications can take place without disrupting payments flow or increasing fraudulent disputes – an excellent way to combat fraud while increasing revenue!
Authentication
Many regulated industries require their companies to meet Identity Assurance Level 2 (IAL2) as part of the onboarding process. While automated verification methods can meet IAL2 requirements, humans are essential in ensuring the correct verification steps are being completed without being altered by bad actors or compromised. Trust Swiftly’s supervised remote ID proofing platform offers this human element; with flexible deployment models like self-service kiosks for secure locations or apps running on CSP devices.
Trust Swiftly’s remote ial3 identity verification software delivers cryptographic certainty that cannot be falsified or falsified, enabling it to detect silicone masks, high-resolution screens, and AI-generated deepfakes that typically bypass software-only solutions.
At the IAL3 level, proofing methods must include microtransactions on financial accounts to demonstrate an individual’s location and address; or connecting and authenticating bank accounts. Trust Swiftly’s ID proofing platform also performs additional checks that prove superior evidence, such as matching photos to passports issued by government bodies, or verifying superior documents using an extensive global document database or public key verification from trusted agencies and sources.
